WintWealth Debt Fund offers you a smarter way to invest in debt, built to protect your capital and outperform. This fund pools investor money into secured bonds and debt securities, but with the flexibility to pick higher-conviction opportunities that a rigid debt mutual fund simply cannot access. 📊💼
Diversification Without the Effort 🏆: A large corpus in individual bonds becomes hard to manage and diversify on your own. This fund does that work for you, across a portfolio of secured bonds and debt securities.
Skin in the Game 🎩: Wint Wealth commits ₹2.5 Cr or 2.5% of fund size, whichever is lower, of its own capital alongside yours. If the portfolio takes a hit, the manager takes it too.
Zero Drag on Capital 🚀: Most debt AIFs charge 1 to 2% a year regardless of performance. This fund charges zero management fees, full stop.
Aligned Incentives 📈: The manager earns only after you earn. Nothing is charged on your capital, and profit share only kicks in above a high 13% hurdle.
Proven Underwriting 🔒: Every opportunity passes a 4 stage filter run by a dedicated sourcing and credit team, with the group having distributed ₹9,100+ Cr of bonds and zero defaults till date.
The fund is a SEBI registered Category II AIF. Investors contribute capital into the AIF Trust, which is managed by Fourdegreewater Finvest Pvt Ltd, the fund management arm of the Wint Wealth Group. The manager selects and actively manages a portfolio of secured bonds of RBI regulated NBFCs and non-NBFCs, along with short term listed and unlisted NCDs. Mitcon Credentia Trustee independently oversees the fund and protects investor interests.
The minimum investment is ₹1 Cr, but accredited investors get a special pass, your entry drops to ₹10L. You will be guided through the accreditation process. It’s your chance to tap into high-growth opportunities.
Note: PAN and Demat is mandatory
To get accredited in India, you need an annual income of ₹2 crore, or a net worth of ₹7.5 crore with at least ₹3.75 crore in financial assets, or a mix of ₹1 crore income and ₹5 crore net worth with at least ₹2.5 crore in financial assets. Once your paperwork is in order, submit it digitally via the platform.
Of course. The process is seamless, fully digital, and managed by our team, with integration from CDSL.
Individual bonds place the investment decision, reinvestment, and research burden entirely on you, and the risk is borne solely by you. WintWealth Debt Fund targets 13% XIRR and above against 9 to 12% typically achievable through individual bonds, offers good diversification versus the high effort required to diversify bonds on your own, and requires close to zero time effort from you since the fund manager handles selection and reinvestment.